Roth Ira Limits 2024 Married Woman. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose. That means you'll be able to stash away up to $7,000 in a roth ira in 2024, up from $6,500 in 2023.

If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing. The roth ira contribution limit for 2024 is $7,000 for those under 50, and $8,000 for those 50 and older.